Unchained, a preeminent service provider of bitcoin-native financial services, has revealed a significant turning point: the surpassing of $1 billion in bitcoin-backed loan originations. With over 4,000 loans provided and a tested performance history covering 9 years, the company is developing brand-new criteria in openness and security within the world of Bitcoin lending.

$1,000,000,000+ in loan originations
4000+ loans
9+ years
Zero rehypothecation pic.twitter.com/f9BuVsEil4

— Unchained (@unchained) July 9, 2025

According to Joe Kelly, co-founder and CEO of Unchained, accomplishing $1 billion in loan originations is not simply a mathematical turning point; it encapsulates a story of 9 years defined by total openness towards debtors and a dedication to ethical practices. He asserts, “While others talk about trust, we offer proof. Clients hold a key, verify their collateral on-chain, and can be confident in the secure handling of their bitcoin. This is how lending should operate, and it represents a reliable model for serious bitcoin holders.”

Market forecasts from HFT Market Intelligence show that bitcoin-backed lending is set to witness development going beyond 430% by the year 2030. The demand for lending designs that focus on openness and customer control is progressively acquiring momentum. In positioning with this pattern, Unchained keeps a non-rehypothecation policy, making sure that customer collateral is neither recycled nor transferred without authorization.

Jon Melton, the Head of Lending at Unchained, said, “Bitcoin-backed lending effectively meets the requirements of long-term bitcoin holders. Our unwavering commitment to non-rehypothecation and transparency is invaluable for clients who wish to comprehend the risks associated with borrowing against bitcoin. When clients pledge their bitcoin, trust in their lender is paramount. Our product design and established track record empower that trust.”

The business uses a robust 2-of-3 multisignature vault structure, permitting debtors to keep one crucial and confirm their collateral straight on-chain.

In combination with reaching the $1 billion loan originations turning point, Unchained has executed a decrease in its interest rate (APRs) on loans. Although particular rates were not divulged, this modification objectives to improve competitiveness in the loaning market without compromising the business’s custody procedures.

As mentioned by Unchained, “As the market for bitcoin financial products evolves and scrutiny regarding custody and rehypothecation intensifies, our transparent and client-empowered model continues to represent the most secure and verifiable approach to bitcoin-backed credit.”

This post, entitled “Unchained Surpasses $1 Billion in Bitcoin-Backed Loan Originations,” was initially released in Bitcoin Magazine and authored by Oscar Zarraga Perez.

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